


Tel: +44 (0)207 101 2121

33 reasons to buy -
Tonic for you
Tonic underwrites in the following territories:
Property values between £250,000 and £15 million
Tonic covers main homes, second homes, holiday homes, ski-
Specialist covers for Buildings, Contents, Fine Art, Antiques, Wine, Stamps & Jewellery.
Tonic Flexibility
Available in Sterling or Euros.
Payments annually or monthly.
All major credit and debit cards accepted.
Tonic -
Written in plain English and where possible subject to English law.
No onerous unoccupancy conditions.
No single article limit restrictions under contents cover.
Protection under the Financial Services Compensation Scheme.
Full valuation and loss adjusting services available in all territories.
Tonic -
All Risks cover as standard including accidental damage.
Contents insured worldwide.
Subsidence and earthquake covered as standard in most territories.
No reliance on any government funds to cover natural catastrophe.
Loss of booked rental income and alternative accommodation is provided for up to 3 years after insured damage.
High limits for loss of money and credit cards.
Personal Legal Liability cover to £5 million.
Legal Expenses cover included to £100,000.
Tonic -
The full costs of tracing the source of an escape of water, gas or oil from domestic water or heating installation and resultant repairs.
Up to £50,000 to replace sudden loss of metered water and domestic fuel oil and any
clear-
Identity theft cover.
Unlimited freezer breakdown and food spoilage cover.
Business Contents insured to £20,000.
Defective Title cover on valuables to £50,000.
Cover extended for personal effects at university, college etc.
Tonic -
Claims department open 365/24/7
Direct availability of underwriters who understand the market and the risks involved.
...and a few extras
Unlimited cover for replacement locks following loss of keys.
Free security upgrade following violent crime at the property.
Free cover for gifts before Christmas and key events/anniversaries up to £10,000.
No excess charge made for claims over £10,000.
The best insurance protection for your Spanish villa or French chateau, Tuscan hideaway
or Portuguese quinta, romantic Greek Island retreat or exclusive London townhouse.
Enjoy additional discounts for additional properties and multi-
Through Tonic, clients are reassured they are buying the best advice and protection for their assets with all the support and professionalism you would expect from an expert provider – at home and abroad.
Tonic
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Cyprus
Eire
France
Greece
Italy
Portugal
Spain
UK
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Come and meet the underwriters
at
26/7 September 2009